Halifax International Fixed Rate Web Saver account
Do you want to know exactly what interest your savings will earn and don't need access to your savings? Our Halifax International Fixed Rate Web Saver Account offers you a guaranteed rate so you know exactly what interest you'll earn and when.
- Fixed interest rates - so you know what interest your offshore savings will earn.
- Choice - save over a term that suits you from 6 months1 year, 2 year or 3 years.
- Our 2 year Fixed Rate Web Saver account gives you a rate of 3.50% gross p.a. and our 3 year Fixed Rate Web Saver account gives you a rate of 4.00% gross p.a.
- No withdrawals or additional deposits- after account opening. However if you do need emergency access to your money you can close your account after 6 months. We'll simply charge an amount equivalent to 6 days' interest (calculated at the same rate at which interest is paid on your account) for each remaining month or part month of investment term you chose. This is subject to a minimum of 30 days' interest.
- When your fixed term ends, your savings and interest will be transferred into your Sterling Variable Rate Web Saver Account which will be opened at the same time as your Fixed Rate Web Saver Account.
- A choice of using online or telephone banking to manage your offshore savings account.
- Minimum opening balance is £1,000. The maximum balance is £1 million.
- The Halifax International Fixed Rate Web Saver Account is only available in Sterling.
Other information:
- We participate in the Isle of Man deposit compensation scheme
- Interest is paid gross of tax subject to the provisions of the European Union Savings Tax Directive.
Please note….
Interest rates are fixed on receipt of your opening deposit.
The rate on your Fixed Rate Web Saver Account is not fixed until the receipt of your deposit. If you're planning on funding your account later, interest rates may have changed by the time your opening deposit is received. Please check with us by phone or online to find out the correct interest rate for your account.
Fixed Rate Web Saver
Effective 6th July 2009. Indication purposes.
| Term and minimum balance | Annual Gross* p.a. | Annual Gross* AER** |
|---|---|---|
| 3 years £1,000 | 4.00% | 4.00% |
| 2 years £1,000 | 3.50% | 3.50% |
| 1 year £1,000 | 2.05% | 2.05% |
| 6 months £1,000 | 1.85% | 1.86% |
Next steps- Get a guaranteed return. Apply for a fixed rate today- it's quick and easy
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Apply online now - it's quick and easy |
Apply by telephone +44 (0)1534 846501 (Mon-Fri 9am-5pm except Wed 9.45am-5pm)
Or we can call you back
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*Gross - the contractual rate of interest paid without the deduction of tax at the rate specified by law. Please note that you must declare any interest earned to the income tax authorities in your country of residence.
**AER - Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year. Sterling savings account maintained in the Isle of Man office of Bank of Scotland International Limited.
